Affirm

We are utilizing advanced machine learning techniques ensuring responsible and accessible financial products.In this role, you will help shape the future of machine learning at Affirm. If you are passionate about modern machine learning and excited to drive high-impact innovation across a growing organization, Affirm is the place for you.What You’ll DoYou will define and drive multi-year, multi-team technical strategy for machine learning across Affirm, ensuring alignment with company-wide priorities and influencing the roadmaps of partner teams and platforms.You will lead the design, implementation, and scaling of advanced ML systems, setting the architectural direction for complex, cross-functional initiatives and ensuring systems remain reliable, extensible, and prepared for increasingly sophisticated modeling workloads.You will partner deeply with ML Platform, product, engineering, and risk leadership to shape long-term modeling capabilities, define new opportunities for ML impact, and guide infrastructure evolution r...

Consumers across the globe need safe, transparent financing. To help achieve this vision, we are expanding our product lines and becoming a global company.The International team is responsible for growing Affirm’s presence & performance with merchants across the globe and building the products & capabilities that enable Affirm to enter into new verticals and markets.As a Group Product Management Manager on the International team, you will drive Affirm’s expansion and growth in the UK and new international markets – from iterating on the product vision, refining the product strategy, developing a roadmap, and leading execution.In this role, you will scale and manage a team of Product Managers owning surface areas across our Purchase Experiences for the UK and new markets, partnering closely with a broad set of cross functional teams to drive International strategy and outcomes across Affirms largest strategic partners.

This role sits at the intersection of business strategy and technical design. It’s going to be an amazing ride!What You’ll DoDevelop and execute a comprehensive enterprise scale architecture strategy for Business Systems aligned with organizational goals.Architect scalable systems and integrations across Salesforce, Snowflake, and other core business applications to enable unified data flow and process automation.Own the integration strategy using Workato and API frameworks to connect GTM and back-office systems efficiently and securely.Partner with business and data teams to define source-of-truth models and ensure consistent data definitions across platforms and have a good understanding of data governance.Design and document system architecture, data contracts, and integration patterns to support new initiatives and ongoing enhancements.Evaluate and recommend new tools and technologies that strengthen the business systems stack, improve data quality, or enhance user experience.Establish g...

We’re hiring a Senior Product Manager to own the product roadmap for subledger and reporting infrastructure, the Accounting ↔ Engineering interface, and reconciliation and controls that enable month-end close and auditability. Translate accounting policy and audit requirements into product specs, posting logic, SOX controls, and implementable engineering requirements.

[Industry: Financial Services | Type: Full-time | Level: Mid-Senior level] Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across Affirm’s product surfaces. In this role, you will need to gain a deep understanding of the business, product and engineering context, and utilize that context to own and deliver high-availability and low-latency systems on the critical paths for all of our products.What You'll DoWith the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.What We Look ForYou have a total of 1.5+ years of experience as a software engineer.You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, ...

As Affirm scales across products, geographies, and funding structures, the accuracy, transparency, and resilience of our Capital systems become increasingly critical.That’s where Capital Product comes in.The Capital Product team builds the platform, tooling, and workflows that power Affirm’s $26+ billion Capital Program—enabling Capital Markets, Treasury, and Risk to operate with speed and confidence while safeguarding investor trust through accurate, auditable, and scalable systems.We’re looking for a Staff Product Manager to lead our Capital Risk and Deal Reporting product area. You will reduce operational risk, enable more sophisticated and accurate forecasting, and ensure investor-grade reporting by building durable systems that scale with Affirm’s growth—ultimately helping Affirm deploy capital more efficiently and passing those gains through to our customers.This is a highly analytical, high-impact role for a product builder who is comfortable being deeply embedded in data and financial logic—and who brings a strong bias toward precision, correctness, and delivery.What You'll DoOwn the Capital Risk & Reporting Vision: Define the long-term direction for Capital Risk and Deal Reporting systems, ensuring they scale with increasing volume, complexity, and scrutiny while supporting both operational reliability and forward-looking decision-making.Turn Scale Into Better Capital Decisions: Enable analytical and forecasting capabilities that help Capital teams evaluate tradeoffs, plan ahead, and make higher-quality funding and P&L decisions as the platform growsBuild the Foundational System for Investor-Grade Accuracy: Lead the development of systems that deliver consistent, timely, and trusted reporting to our Capital investors, with a strong emphasis on reconciliation, traceability, and accuracy.Eliminate Fragility in Critical Workflows: Identify and remove sources of operational fragility by replacing manual processes, one-off logic, and ad-hoc check...

[Industry: Financial Services | Type: Full-time | Level: Mid-Senior level] Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Streaming team at Affirm forms the backbone of several online and offline workloads at Affirm and drives the strategy for event driven architecture, stream processing, replication, data exploration, discovery and validation. This role requires deep expertise in stream processing technologies and a passion for building scalable, fault-tolerant data infrastructure.Key ResponsibilitiesDesign and build data infrastructure systems, services and tools to handle new Affirm products and business requirements that securely scale over millions of users and their transactions.Build and optimize high-throughput, low-latency data pipelines for critical business applicationsBuild frameworks and services which will be used by other engineering teams at Affirm to manage billions of dollars in loans and power customer experiences.Help support the Streaming team that forms the backbone for several online and offline workloads at affirm.Improve the reliability and efficiency of the Data Platform at scale and high availability.Collaborate with other teams at Affirm, including ML and Analytics, to deliver streaming solutions based on various use-cases and best practicesMonitor, troubleshoot, and maintain production streaming systems, ensuring high availability and reliability of data systemsWhat We Look For8+ years of industry experience in building large scale production systems.Strong hands on experience with Apache Kafka or similar streaming solutions for large-scale event streaming and message queueingExperience building and operating robust and highly availabl...

As a Staff Product Manager for Trust & Safety (Fraud), you will lead that strategy, ensuring fraud prevention is embedded into the product in a way that is transparent, respectful, and customer‑first.You will be the accountable product leader for fraud prevention across the company, driving cross‑org execution across Engineering, Fraud Analytics, Legal, Compliance, Operations, and international Product teams. This role focuses on platform leverage, multi‑team alignment, and executive‑level decision‑making, with customer trust as the north star.What You’ll DoCustomer‑First Platform Strategy: Define and execute a multi‑year fraud platform strategy that scales across products, partner channels, and global markets while protecting customer trust and minimizing unnecessary frictionLeadership & Alignment: Be the accountable leader for fraud prevention.

As a Staff Product Manager for Trust & Safety (Fraud), you will lead that strategy, ensuring fraud prevention is embedded into the product in a way that is transparent, respectful, and customer‑first.You will be the accountable product leader for fraud prevention across the company, driving cross‑org execution across Engineering, Fraud Analytics, Legal, Compliance, Operations, and international Product teams. This role focuses on platform leverage, multi‑team alignment, and executive‑level decision‑making, with customer trust as the north star.What You’ll DoCustomer‑First Platform Strategy: Define and execute a multi‑year fraud platform strategy that scales across products, partner channels, and global markets while protecting customer trust and minimizing unnecessary frictionLeadership & Alignment: Be the accountable leader for fraud prevention.

As a Staff Product Manager for Trust & Safety (Fraud), you will lead that strategy, ensuring fraud prevention is embedded into the product in a way that is transparent, respectful, and customer‑first.You will be the accountable product leader for fraud prevention across the company, driving cross‑org execution across Engineering, Fraud Analytics, Legal, Compliance, Operations, and international Product teams. This role focuses on platform leverage, multi‑team alignment, and executive‑level decision‑making, with customer trust as the north star.What You’ll DoCustomer‑First Platform Strategy: Define and execute a multi‑year fraud platform strategy that scales across products, partner channels, and global markets while protecting customer trust and minimizing unnecessary frictionLeadership & Alignment: Be the accountable leader for fraud prevention.

As a Staff Product Manager for Trust & Safety (Fraud), you will lead that strategy, ensuring fraud prevention is embedded into the product in a way that is transparent, respectful, and customer‑first.You will be the accountable product leader for fraud prevention across the company, driving cross‑org execution across Engineering, Fraud Analytics, Legal, Compliance, Operations, and international Product teams. This role focuses on platform leverage, multi‑team alignment, and executive‑level decision‑making, with customer trust as the north star.What You’ll DoCustomer‑First Platform Strategy: Define and execute a multi‑year fraud platform strategy that scales across products, partner channels, and global markets while protecting customer trust and minimizing unnecessary frictionLeadership & Alignment: Be the accountable leader for fraud prevention.

You will be responsible for the Activation Journey, New User Experience (NUX), and the Checkout experience. You will turn regulatory requirements into seamless product experiences.Drive Activation Economics: Own the metrics that matter.

You will be responsible for the Activation Journey, New User Experience (NUX), and the Checkout experience. You will turn regulatory requirements into seamless product experiences.Drive Activation Economics: Own the metric...

You will be responsible for the Activation Journey, New User Experience (NUX), and the Checkout experience. You will turn regulatory requirements into seamless product experiences.Drive Activation Economics: Own the metrics that matter.

You will be responsible for the Activation Journey, New User Experience (NUX), and the Checkout experience. You will turn regulatory requirements into seamless product experiences.Drive Activation Economics: Own the metrics that matter.

We’ll help customers discover, choose, and pay using Affirm inside Wallets such as Apple Pay and Google Pay as well as within future agentic experiences.We’re hiring a Senior Product Manager to own high-impact product areas across our portfolio of Wallet, PSP, merchant, and agent integrations. You’ll ship novel experiences that demonstrate what next generation commerce can be and then scale the highest-impact ideas across partners and channels.What You’ll DoTranslate Affirm’s mission into a clear product roadmap for a wallet/agentic product areaShip experiments, many of which are in ambiguous areas (agentic checkout, BNPL in physical stores, etc.), and scale winnersPartner with Engineering, Analytics, Design, Risk, Legal, and merchant/platform partnersDefine and own KPIs (GMV, approval rate, conversion, LTV, customer trust metrics)What We Look For4+ years PM experience shipping consumer/mobile/commerce productsHands-on with payments, wallets (Apple/Google Pay), or merchant/platform integrations0->1 Builder Mentality: You aren’t just an optimizer; you have a history of launching new products or features from scratch that fundamentally changed user behaviorTechnical & Design Fluency: You can speak the language of engineering (API constraints, latency) and have an incredibly high bar for UI/UX design.

We’ll help customers discover, choose, and pay using Affirm inside Wallets such as Apple Pay and Google Pay as well as within future agentic experiences.We’re hiring a Senior Product Manager to own high-impact product areas across our portfolio of Wallet, PSP, merchant, and agent integrations. You’ll ship novel experiences that demonstrate what next generation commerce can be and then scale the highest-impact ideas across partners and channels.What You’ll DoTranslate Affirm’s mission into a clear product roadmap for a wallet/agentic product areaShip experiments, many of which are in ambiguous areas (agentic checkout, BNPL in physical stores, etc.), and scale winnersPartner with Engineering, Analytics, Design, Risk, Legal, and merchant/platform partnersDefine and own KPIs (GMV, approval rate, conversion, LTV, customer trust metrics)What We Look For4+ years PM experience shipping consumer/mobile/commerce productsHands-on with payments, wallets (Apple/Google Pay), or merchant/platform integrations0->1 Builder Mentality: You aren’t just an optimizer; you have a history of launching new products or features from scratch that fundamentally changed user behaviorTechnical & Design Fluency: You can speak the language of engineering (API constraints, latency) and have an incredibly high bar for UI/UX design.

We’ll help customers discover, choose, and pay using Affirm inside Wallets such as Apple Pay and Google Pay as well as within future agentic experiences.We’re hiring a Senior Product Manager to own high-impact product areas across our portfolio of Wallet, PSP, merchant, and agent integrations. You’ll ship novel experiences that demonstrate what next generation commerce can be and then scale the highest-impact ideas across partners and channels.What You’ll DoTranslate Affirm’s mission into a clear product roadmap for a wallet/agentic product areaShip experiments, many of which are in ambiguous areas (agentic checkout, BNPL in physical stores, etc.), and scale winnersPartner with Engineering, Analytics, Design, Risk, Legal, and merchant/platform partnersDefine and own KPIs (GMV, approval rate, conversion, LTV, customer trust metrics)What We Look For4+ years PM experience shipping consumer/mobile/commerce productsHands-on with payments, wallets (Apple/Google Pay), or merchant/platform integrations0->1 Builder Mentality: You aren’t just an optimizer; you have a history of launching new products or features from scratch that fundamentally changed user behaviorTechnical & Design Fluency: You can speak the language of engineering (API constraints, latency) and have an incredibly high bar for UI/UX design.

We’ll help customers discover, choose, and pay using Affirm inside Wallets such as Apple Pay and Google Pay as well as within future agentic experiences.We’re hiring a Senior Product Manager to own high-impact product areas across our portfolio of Wallet, PSP, merchant, and agent integrations. You’ll ship novel experiences that demonstrate what next generation commerce can be and then scale the highest-impact ideas across partners and channels.What You’ll DoTranslate Affirm’s mission into a clear product roadmap for a wallet/agentic product areaShip experiments, many of which are in ambiguous areas (agentic checkout, BNPL in physical stores, etc.), and scale winnersPartner with Engineering, Analytics, Design, Risk, Legal, and merchant/platform partnersDefine and own KPIs (GMV, approval rate, conversion, LTV, customer trust metrics)What We Look For4+ years PM experience shipping consumer/mobile/commerce productsHands-on with payments, wallets (Apple/Google Pay), or merchant/platform integrations0->1 Builder Mentality: You aren’t just an optimizer; you have a history of launching new products or features from scratch that fundamentally changed user behaviorTechnical & Design Fluency: You can speak the language of engineering (API constraints, latency) and have an incredibly high bar for UI/UX design.

We’ll help customers discover, choose, and pay using Affirm inside Wallets such as Apple Pay and Google Pay as well as within future agentic experiences.We’re hiring a Senior Product Manager to own high-impact product areas across our portfolio of Wallet, PSP, merchant, and agent integrations. You’ll ship novel experiences that demonstrate what next generation commerce can be and then scale the highest-impact ideas across partners and channels.What You’ll DoTranslate Affirm’s mission into a clear product roadmap for a wallet/agentic product areaShip experiments, many of which are in ambiguous areas (agentic checkout, BNPL in physical stores, etc.), and scale winnersPartner with Engineering, Analytics, Design, Risk, Legal, and merchant/platform partnersDefine and own KPIs (GMV, approval rate, conversion, LTV, customer trust metrics)What We Look For4+ years PM experience shipping consumer/mobile/commerce productsHands-on with payments, wallets (Apple/Google Pay), or merchant/platform integrations0->1 Builder Mentality: You aren’t just an optimizer; you have a history of launching new products or features from scratch that fundamentally changed user behaviorTechnical & Design Fluency: You can speak the language of engineering (API constraints, latency) and have an incredibly high bar for UI/UX design.

We’ll help customers discover, choose, and pay using Affirm inside Wallets such as Apple Pay and Google Pay as well as within future agentic experiences.We’re hiring a Senior Product Manager to own high-impact product areas across our portfolio of Wallet, PSP, merchant, and agent integrations. You’ll ship novel experiences that demonstrate what next generation commerce can be and then scale the highest-impact ideas across partners and channels.What You’ll DoTranslate Affirm’s mission into a clear product roadmap for a wallet/agentic product areaShip experiments, many of which are in ambiguous areas (agentic checkout, BNPL in physical stores, etc.), and scale winnersPartner with Engineering, Analytics, Design, Risk, Legal, and merchant/platform partnersDefine and own KPIs (GMV, approval rate, conversion, LTV, customer trust metrics)What We Look For4+ years PM experience shipping consumer/mobile/commerce productsHands-on with payments, wallets (Apple/Google Pay), or merchant/platform integrations0->1 Builder Mentality: You aren’t just an optimizer; you have a history of launching new products or features from scratch that fundamentally changed user behaviorTechnical & Design Fluency: You can speak the language of engineering (API constraints, latency) and have an incredibly high bar for UI/UX design.

We’ll help customers discover, choose, and pay using Affirm inside Wallets such as Apple Pay and Google Pay as well as within future agentic experiences.We’re hiring a Senior Product Manager to own high-impact product areas across our portfolio of Wallet, PSP, merchant, and agent integrations. You’ll ship novel experiences that demonstrate what next generation commerce can be and then scale the highest-impact ideas across partners and channels.What You’ll DoTranslate Affirm’s mission into a clear product roadmap for a wallet/agentic product areaShip experiments, many of which are in ambiguous areas (agentic checkout, BNPL in physical stores, etc.), and scale winnersPartner with Engineering, Analytics, Design, Risk, Legal, and merchant/platform partnersDefine and own KPIs (GMV, approval rate, conversion, LTV, customer trust metrics)What We Look For4+ years PM experience shipping consumer/mobile/commerce productsHands-on with payments, wallets (Apple/Google Pay), or merchant/platform integrations0->1 Builder Mentality: You aren’t just an optimizer; you have a history of launching new products or features from scratch that fundamentally changed user behaviorTechnical & Design Fluency: You can speak the language of engineering (API constraints, latency) and have an incredibly high bar for UI/UX design.

We’ll help customers discover, choose, and pay using Affirm inside Wallets such as Apple Pay and Google Pay as well as within future agentic experiences.We’re hiring a Senior Product Manager to own high-impact product areas across our portfolio of Wallet, PSP, merchant, and agent integrations. You’ll ship novel experiences that demonstrate what next generation commerce can be and then scale the highest-impact ideas across partners and channels.What You’ll DoTranslate Affirm’s mission into a clear product roadmap for a wallet/agentic product areaShip experiments, many of which are in ambiguous areas (agentic checkout, BNPL in physical stores, etc.), and scale winnersPartner with Engineering, Analytics, Design, Risk, Legal, and merchant/platform partnersDefine and own KPIs (GMV, approval rate, conversion, LTV, customer trust metrics)What We Look For4+ years PM experience shipping consumer/mobile/commerce productsHands-on with payments, wallets (Apple/Google Pay), or merchant/platform integrations0->1 Builder Mentality: You aren’t just an optimizer; you have a history of launching new products or features from scratch that fundamentally changed user behaviorTechnical & Design Fluency: You can speak the language of engineering (API constraints, latency) and have an incredibly high bar for UI/UX design.

We’ll help customers discover, choose, and pay using Affirm inside Wallets such as Apple Pay and Google Pay as well as within future agentic experiences.We’re hiring a Senior Product Manager to own high-impact product areas across our portfolio of Wallet, PSP, merchant, and agent integrations. You’ll ship novel experiences that demonstrate what next generation commerce can be and then scale the highest-impact ideas across partners and channels.What You’ll DoTranslate Affirm’s mission into a clear product roadmap for a wallet/agentic product areaShip experiments, many of which are in ambiguous areas (agentic checkout, BNPL in physical stores, etc.), and scale winnersPartner with Engineering, Analytics, Design, Risk, Legal, and merchant/platform partnersDefine and own KPIs (GMV, approval rate, conversion, LTV, customer trust metrics)What We Look For4+ years PM experience shipping consumer/mobile/commerce productsHands-on with payments, wallets (Apple/Google Pay), or merchant/platform integrations0->1 Builder Mentality: You aren’t just an optimizer; you have a history of launching new products or features from scratch that fundamentally changed user behaviorTechnical & Design Fluency: You can speak the language of engineering (API constraints, latency) and have an incredibly high bar for UI/UX design.

The Platform Security team forms the backbone of Affirm’s preventive and responsive security capabilities, protecting cloud-hosted systems and applications from threats.The Sr. Manager, Product Security will lead the Platform Security team, partnering with engineering and cross-functional leaders to ensure Affirm’s cloud platforms, infrastructure, and applications are secure and resilient.What You’ll DoLead, develop, and mentor the Platform Security team, setting direction, managing performance, and ensuring strong communication and execution across distributed time zones.Design, implement, and operate cloud security controls for AWS, GCP, and Azure to protect infrastructure, services, and applications from evolving threats.Partner with engineering and product leadership to influence architecture decisions, define security requirements, and ensure alignment with Affirm’s technical strategy.Strengthen container security by guiding secure design and operation of containerized environments using Docker, Kubernetes, and related ecosystem tooling.Drive adoption of DevSecOps practices by embedding automated security checks, workflows, and guardrails into CI/CD pipelines and developer tooling.Communicate complex security risks, tradeoffs, and recommendations to technical and non-technical stakeholders with clarity, precision, and authority.Develop and mature the platform security roadmap, identifying long-term risks, investments, and capabilities needed to strengthen Affirm’s cloud posture.Define, maintain, and enforce baseline security configurations, standards, and operational processes for cloud platforms, systems, and applications.Create and maintain security metrics and dashboards that provide meaningful insights into control effectiveness, program maturity, and areas needing investment.Support budget planning, resource allocation, and team development, ensuring the program can scale effectively and deliver strong outcomes over time.What We Look ForMinimum five years of technical experience across cloud co...

We deliver value-added solutions, drive adoption, and support long-term business growth by connecting merchants and consumers through Affirm’s products.About The TeamThis position is part of the Revenue Operations & Analytics team. As a Senior Manager, GTM Business Systems, you will lead the Business Systems team, partnering closely with stakeholders across Revenue, Engineering, and Operations to design and deliver scalable technical solutions to complex business challenges.

Partner with Product, Marketing, and Sales leaders to define positioning, messaging, and go-to-market strategies that differentiate Affirm in the market.Champion Product Narratives and External Storytelling Craft key product narratives for company keynotes, investor relations, executive communications, and customer advisory boards. Create playbooks, messaging frameworks, and sales narratives that help internal teams effectively position Affirm’s value.Create Feedback Systems and Market Insight Loops Build and operationalize structured feedback loops between customer-facing teams (Sales, Succes...

In this role, you will define and execute the strategy that enables Affirm’s servicing operations to scale efficiently, compliantly, and with world-class customer and merchant experiences.We are looking for someone who can set the vision for operational readiness, ensuring our people, processes, resources evolve in lockstep with Affirm’s servicing strategy. This role will support both internal operations and external vendor/partner teams and will serve as a connector between servicing strategy and day-to-day execution, helping to scale Affirm’s servicing experience.What You’ll DoSet Strategic Direction: Define and execute the servicing strategy in lockstep with servicing leaders to enable high quality experiences.Lead Transformation Initiatives: Drive enterprise-wide improvements leveraging Lean Six Sigma, change management, and data-driven methodologies to unlock efficiency, compliance, and customer satisfaction.Build Technical Resources: Collaborate with product and engineering teams to translate technical concepts into clear manuals and resources for both human and AI agents.Elevate Knowledge Management: Architect and evolve our knowledge ecosystem (SOPs, job aids, learning platforms, AI-enabled knowledge tools), ensuring resources are accurate, engaging, and accessible at scale.Own Learning & Training Strategy: Oversee end-to-end design and delivery of training programs (onboarding, continuous learning, new product rollouts), ensuring effectiveness through measurement and feedback loops.Champion Global Readiness: Anticipate and design for operationa...

This role sits at the intersection of business strategy and technical design. It’s going to be an amazing ride!What You’ll DoDevelop and execute a comprehensive enterprise scale architecture strategy for Business Systems aligned with organizational goals.Architect scalable systems and integrations across Salesforce, Snowflake, and other core business applications to enable unified data flow and process automation.Own the integration strategy using Workato and API frameworks to connect GTM and back-office systems efficiently and securely.Partner with business and data teams to define source-of-truth models and ensure consistent data definitions across platforms and have a good understanding of data governance.Design and document system architecture, data contracts, and integration patterns to support new initiatives and ongoing enhancements.Evaluate and recommend new tools and technologies that strengthen the business systems stack, improve data quality, or enhance user experience.Establish g...

This role sits at the intersection of business strategy and technical design. It’s going to be an amazing ride!What You’ll DoDevelop and execute a comprehensive enterprise scale architecture strategy for Business Systems aligned with organizational goals.Architect scalable systems and integrations across Salesforce, Snowflake, and other core business applications to enable unified data flow and process automation.Own the integration strategy using Workato and API frameworks to connect GTM and back-office systems efficiently and securely.Partner with business and data teams to define source-of-truth models and ensure consistent data definitions across platforms and have a good understanding of data governance.Design and document system architecture, data contracts, and integration patterns to support new initiatives and ongoing enhancements.Evaluate and recommend new tools and technologies that strengthen the business systems stack, improve data quality, or enhance user experience.Establish g...

[Industry: Financial Services | Type: Full-time | Level: Mid-Senior level] Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Streaming team at Affirm forms the backbone of several online and offline workloads at Affirm and drives the strategy for event driven architecture, stream processing, replication, data exploration, discovery and validation. This role requires deep expertise in stream processing technologies and a passion for building scalable, fault-tolerant data infrastructure.Key ResponsibilitiesDesign and build data infrastructure systems, services and tools to handle new Affirm products and business requirements that securely scale over millions of users and their transactions.Build and optimize high-throughput, low-latency data pipelines for critical business applicationsBuild frameworks and services which will be used by other engineering teams at Affirm to manage billions of dollars in loans and power customer experiences.Help support the Streaming team that forms the backbone for several online and offline workloads at affirm.Improve the reliability and efficiency of the Data Platform at scale and high availability.Collaborate with other teams at Affirm, including ML and Analytics, to deliver streaming solutions based on various use-cases and best practicesMonitor, troubleshoot, and maintain production streaming systems, ensuring high availability and reliability of data systemsWhat We Look For8+ years of industry experience in building large scale production systems.Strong hands on experience with Apache Kafka or similar streaming solutions for large-scale event streaming and message queueingExperience building and operating robust and highly availabl...

[Applicants: Be among the first 25 applicants | Industry: Financial Services | Type: Full-time | Level: Mid-Senior level] Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We’re hiring a Senior Product Manager, Card Acquisition (New Channels) to launch and scale new acquisition channels for the Affirm Card. You’ll play a pivotal role in shaping how millions of consumers first discover and adopt the Affirm Card, with direct ownership over measurable acquisition and activation outcomes.

As a Staff Product Manager for Trust & Safety (Fraud), you will lead that strategy, ensuring fraud prevention is embedded into the product in a way that is transparent, respectful, and customer‑first.You will be the accountable product leader for fraud prevention across the company, driving cross‑org execution across Engineering, Fraud Analytics, Legal, Compliance, Operations, and international Product teams. This role focuses on platform leverage, multi‑team alignment, and executive‑level decision‑making, with customer trust as the north star.What You’ll DoCustomer‑First Platform Strategy: Define and execute a multi‑year fraud platform strategy that scales across products, partner channels, and global markets while protecting customer trust and minimizing unnecessary frictionLeadership & Alignment: Be the accountable leader for fraud prevention.

As a Staff Product Manager for Trust & Safety (Fraud), you will lead that strategy, ensuring fraud prevention is embedded into the product in a way that is transparent, respectful, and customer‑first.You will be the accountable product leader for fraud prevention across the company, driving cross‑org execution across Engineering, Fraud Analytics, Legal, Compliance, Operations, and international Product teams. This role focuses on platform leverage, multi‑team alignment, and executive‑level decision‑making, with customer trust as the north star.What You’ll DoCustomer‑First Platform Strategy: Define and execute a multi‑year fraud platform strategy that scales across products, partner channels, and global markets while protecting customer trust and minimizing unnecessary frictionLeadership & Alignment: Be the accountable leader for fraud prevention.

You'll drive feature development for our Home Tab, own the Search experience, Profile/Settings and drive our App Redesign work forward. In this role, you'll partner closely with design to deliver compelling consumer experiences, while working with engineering and analytics to ship high-impact features that improve satisfaction, engagement, and long-term loyalty.What you’ll doOwn and drive feature development for Home Tab, partnering closely with design to improve discovery, engagement, and activation on Affirm's app front doorOwn the Search Experience end-to-end, ensuring consumers can seamlessly find relevant merchants, products, and offers, with the opportunity to execute on AI-native search capabilities as that workstream acceleratesLead Profile/Settings surface, making account management simple, transparent, and trustworthyPartner with engineering, design, analytics, and marketing to ship consumer-facing products with measurable impact on conversion, NPS, and repeat usageUse data and experimentation to identify friction points, measure outcomes, and continuously improve core consumer journeysWhat we look forExperience building and launching search products: you've shipped search experiences end-to-end and understand relevance, ranking, and discovery UXStrong design sensibility and partnership skills: you work effectively with design to solve user problems and ship polished consumer experiencesTrack record of shipping consumer-facing products with measurable impact on engagement, conversion, or growthComfort with funnel analysis, A/B testing, and data-driven decision makingAbility to execute on technical product builds, particularly in search/discovery infrastructureFlexibility to pivot priorities as business needs evolve, comfortable with ambiguity and shifting focus areas3+ years of product management experience, ideally in consumer apps, search, e-commerce, or marketplacePay Grade - LEquity Grade - 6Employees new to Affirm typically come in at the start of the pay range.Affirm focuses on providing a ...

[Industry: Financial Services | Type: Full-time | Level: Mid-Senior level] Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Partner Merchant Interface (PMI) team builds the APIs and solutions that powers Affirm’s integrations with Enterprise Merchants and Partners. We create and manage the APIs and tools that drive checkout and merchant onboarding, and we collaborate with stakeholders to design and build custom end-to-end integrated solutions.What You’ll DoWith the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.You will contribute to the entire API lifecycle, including designing, developing, testing, maintaining, and evolving our APIs.You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.What We Look ForYou have a total of 5+ years of experience as a software engineer.You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.You have strong verbal and written communication skills that support effective collaboration with our global engineering te...

As a Staff Product Manager for Trust & Safety (Fraud), you will lead that strategy, ensuring fraud prevention is embedded into the product in a way that is transparent, respectful, and customer‑first.You will be the accountable product leader for fraud prevention across the company, driving cross‑org execution across Engineering, Fraud Analytics, Legal, Compliance, Operations, and international Product teams. This role focuses on platform leverage, multi‑team alignment, and executive‑level decision‑making, with customer trust as the north star.What You’ll DoCustomer‑First Platform Strategy: Define and execute a multi‑year fraud platform strategy that scales across products, partner channels, and global markets while protecting customer trust and minimizing unnecessary frictionLeadership & Alignment: Be the accountable leader for fraud prevention.

As a Key Account Executive, you’ll play a critical role in driving our growth by leading complex, high-impact sales efforts with the largest and most strategic retailers in the U.S. You’ll be responsible for acquiring and expanding partnerships with Fortune 500 brands, managing multifaceted deal cycles, and shaping the future of buy now, pay later (BNPL) at enterprise scale.This is a high-ownership, highly visible role requiring a mix of strategic thinking, deep sales expertise, and strong cross-functional leadership.What You’ll DoBuild and close pipeline: Own the full sales cycle from sourcing to close across a targeted set of the largest U.S.-based retailers, many with international operations.Drive strategic partnerships: Develop deep relationships with C-level and senior stakeholders across merchandising, payments, digital, and finance.Negotiate complex deals: Structure and close commercial agreements involving multiple product lines, custom integrations, and cross-border considerations.Navigate internally: Lead cross-functional collaboration with Product, Legal, Risk, Marketing, and Finance to bring complex initiatives to life.Unlock enterprise value: Translate Affirm’s differentiated value into tailored business cases, driving both short-term wins and long-term partnerships.Support international growth: While your core focus will be U.S.-based retailers, you’ll collaborate on global expansion needs in partnership with our international teams.What We Look For10+ years of sales experience and 8+ enterprise sales experience, preferably in fintech, SaaS, or retail technology, selling into complex Fortune 500 organizations.Proven track record of closing large, strategic deals and exceeding ambitious revenue targets.Strong experience in contract negotiation and executive stakeholder management.Comfortable navigating ambiguity and cross-functional decision-making within a fast-moving organization.Exceptional communication and storytelling skills, with the ability to tailor value propositions to varied audiences.Experience selling into retailers is highly preferred; understanding of ecommerce, in-store technology, and pay...

Partner with Product, Marketing, and Sales leaders to define positioning, messaging, and go-to-market strategies that differentiate Affirm in the market.Champion Product Narratives and External Storytelling Craft key product narratives for company keynotes, investor relations, executive communications, and customer advisory boards. Create playbooks, messaging frameworks, and sales narratives that help internal teams effectively position Affirm’s value.Create Feedback Systems and Market Insight Loops Build and operationalize structured feedback loops between customer-facing teams (Sales, Succes...

Partner with Product, Marketing, and Sales leaders to define positioning, messaging, and go-to-market strategies that differentiate Affirm in the market.Champion Product Narratives and External Storytelling Craft key product narratives for company keynotes, investor relations, executive communications, and customer advisory boards. Create playbooks, messaging frameworks, and sales narratives that help internal teams effectively position Affirm’s value.Create Feedback Systems and Market Insight Loops Build and operationalize structured feedback loops between customer-facing teams (Sales, Succes...

As a member of the Process Excellence team, you will play a key role in launching product and process initiatives. In this role you will be responsible for leading programs and coordinating cross functional teams to ensure operational readiness for key business changes.What You’ll DoOperate as a product and process expert in business areas & pillarsInform, influence, and execute new strategies and tactics using sound analysis and impact metrics to drive product investmentsMonitor the effectiveness of key product work streams and make recommendations for improvementHold Operations and Product accountable to key KPI’s, ensuring any missed metrics are addressed with a comprehensive mitigation planWork with product and engineering partners to enhance their knowledge of the current customer experiences and existing opportunitiesMaintain and utilize complex dashboards for performance insightsAttend Weekly/Monthly/Quarterly governance meetings with Product, Operations and AnalyticsManage the development and implementation process of the company’s products and servicesAct as primary escalation point for Product and Engineering Leads and manage/coordinate the resolution of technical issuesPlan, perform and implement process improvement initiatives utilizing Lean Six Sigma methodologiesOrganize, lead and facilitate cross-functional project teamsDiagram, evaluate and maintain operational processesDesign and conduct technical user acceptance testing providing ...

Your technical leadership will be a key enabler of that growth. It’s going to be an amazing ride!What You’ll DoOwn and optimize Salesforce as the primary CRM, ensuring it meets business needs across Servicing, Operations, Compliance, and Customer Success.Hold a high technical bar for your work and your team’s tactical changes; partner with the Systems Manager to influence technical strategy.Collaborate with Product Management, Design, and Analytics to ensure technical sustainability, risk management, and informed trade-offs.Architect end-to-end Salesforce solutions across Service Cloud and other business systems.Lead evaluation of new Salesforce features and third-party technologies to enhance functionality and user experience.Act as a force-multiplier for your team by defining and advocating technical solutions and operational processes.Maintain and support integrations between Salesforce and core systems (Snowflake, Amazon Connect, internal tools) to enable seamless case...

[Industry: Financial Services | Type: Full-time | Level: Mid-Senior level] Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.The Credit Decisioning team is essential to every transaction at Affirm, providing scalable underwriting decisions for integrated point-of-sale (POS) merchants and wallet platforms across the US, Canada, and the UK.This specific role is within the Credit Expansion sub-team, which focuses on responsibly increasing access to credit while ensuring consistent decision-making for our users. A key part of this team's work involves developing new underwriting features and products to support entry into new markets and partnerships.Working closely with cross-functional partners in Engineering, Risk, Analytics, Product, and Capital, this role offers a direct opportunity to work on launches that have a significant business impact.What You'll DoWith the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.What We Look ForYou have a total of 1.5+ years of experience as a software engineer.You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code re...

As Affirm scales globally, protecting our consumers, merchants, and platform from fraud —while maintaining a seamless, friendly experience—is critical to our mission.As aSenior Product Manager for Trust & Safety (Fraud), you will play a key role in building and scaling systems, experiences, and policies that keep Affirm safe for consumers and merchants worldwide. You should be high-agency, comfortable with ambiguity, and confident engaging in technical and data-driven discussions.What You'll DoOwn Affirm's fraud product roadmap, orchestrating across customer-facing use cases, decision platforms, vendors, and ML modelsBuild scalable fraud prevention infrastructure that supports Affirm’s growth across merchants, consumers, and international marketsDrive product development by partnering closely with Engineering, Design, Analytics, Operations, and Customer Support teamsDefine and establish metrics that provide clear insight into the effectiveness of fraud prevention products, balancing loss prevention, customer experience, and business impactUse data, experimentation, and customer feedback to continuously iterate on risk controls, detection systems, and user-facing experiencesDeliver industry-leading fraud prevention solutions by combining strong business judgment with thoughtful product strategy and principled tradeoff-makingWhat We Look ForBA/BS in a technical, analytical, or quantitative field, or equivalent practical experienceMinimum of either:5+ years of Product Management experience, or3+ years of Product Management experience plus 1+ year of experience as an engineer, data scientist, or in a technical risk roleExperience owning and shipping complex software products end...

In this role, you will define and execute strategies that enable our servicing operations to grow efficiently while maintaining exceptional customer and merchant outcomes.You will set the vision for operational readiness, ensuring that people, processes, and enablement systems evolve in lockstep with Affirm’s servicing strategy. Serving as a connector between servicing strategy and day-to-day execution, you will translate strategy into scalable operational capabilities.

In this role, you will define and execute strategies that enable our servicing operations to grow efficiently while maintaining exceptional customer and merchant outcomes.You will set the vision for operational readiness, ensuring that people, processes, and enablement systems evolve in lockstep with Affirm’s servicing strategy. Serving as a connector between servicing strategy and day-to-day execution, you will translate strategy into scalable operational capabilities.

As Affirm scales across products, geographies, and funding structures, the accuracy, transparency, and resilience of our Capital systems become increasingly critical.That’s where Capital Product comes in.The Capital Product team builds the platform, tooling, and workflows that power Affirm’s $26+ billion Capital Program—enabling Capital Markets, Treasury, and Risk to operate with speed and confidence while safeguarding investor trust through accurate, auditable, and scalable systems.We’re looking for a Staff Product Manager to lead our Capital Risk and Deal Reporting product area. You will reduce operational risk, enable more sophisticated and accurate forecasting, and ensure investor-grade reporting by building durable systems that scale with Affirm’s growth—ultimately helping Affirm deploy capital more efficiently and passing those gains through to our customers.This is a highly analytical, high-impact role for a product builder who is comfortable being deeply embedded in data and financial logic—and who brings a strong bias toward precision, correctness, and delivery.What You'll DoOwn the Capital Risk & Reporting Vision: Define the long-term direction for Capital Risk and Deal Reporting systems, ensuring they scale with increasing volume, complexity, and scrutiny while supporting both operational reliability and forward-looking decision-making.Turn Scale Into Better Capital Decisions: Enable analytical and forecasting capabilities that help Capital teams evaluate tradeoffs, plan ahead, and make higher-quality funding and P&L decisions as the platform growsBuild the Foundational System for Investor-Grade Accuracy: Lead the development of systems that deliver consistent, timely, and trusted reporting to our Capital investors, with a strong emphasis on reconciliation, traceability, and accuracy.Eliminate Fragility in Critical Workflows: Identify and remove sources of operational fragility by replacing manual processes, one-off logic, and ad-hoc check...

As Affirm scales across products, geographies, and funding structures, the accuracy, transparency, and resilience of our Capital systems become increasingly critical.That’s where Capital Product comes in.The Capital Product team builds the platform, tooling, and workflows that power Affirm’s $26+ billion Capital Program—enabling Capital Markets, Treasury, and Risk to operate with speed and confidence while safeguarding investor trust through accurate, auditable, and scalable systems.We’re looking for a Staff Product Manager to lead our Capital Risk and Deal Reporting product area. You will reduce operational risk, enable more sophisticated and accurate forecasting, and ensure investor-grade reporting by building durable systems that scale with Affirm’s growth—ultimately helping Affirm deploy capital more efficiently and passing those gains through to our customers.This is a highly analytical, high-impact role for a product builder who is comfortable being deeply embedded in data and financial logic—and who brings a strong bias toward precision, correctness, and delivery.What You'll DoOwn the Capital Risk & Reporting Vision: Define the long-term direction for Capital Risk and Deal Reporting systems, ensuring they scale with increasing volume, complexity, and scrutiny while supporting both operational reliability and forward-looking decision-making.Turn Scale Into Better Capital Decisions: Enable analytical and forecasting capabilities that help Capital teams evaluate tradeoffs, plan ahead, and make higher-quality funding and P&L decisions as the platform growsBuild the Foundational System for Investor-Grade Accuracy: Lead the development of systems that deliver consistent, timely, and trusted reporting to our Capital investors, with a strong emphasis on reconciliation, traceability, and accuracy.Eliminate Fragility in Critical Workflows: Identify and remove sources of operational fragility by replacing manual processes, one-off logic, and ad-hoc check...

As Affirm scales across products, geographies, and funding structures, the accuracy, transparency, and resilience of our Capital systems become increasingly critical.That’s where Capital Product comes in.The Capital Product team builds the platform, tooling, and workflows that power Affirm’s $26+ billion Capital Program—enabling Capital Markets, Treasury, and Risk to operate with speed and confidence while safeguarding investor trust through accurate, auditable, and scalable systems.We’re looking for a Staff Product Manager to lead our Capital Risk and Deal Reporting product area. You will reduce operational risk, enable more sophisticated and accurate forecasting, and ensure investor-grade reporting by building durable systems that scale with Affirm’s growth—ultimately helping Affirm deploy capital more efficiently and passing those gains through to our customers.This is a highly analytical, high-impact role for a product builder who is comfortable being deeply embedded in data and financial logic—and who brings a strong bias toward precision, correctness, and delivery.What You'll DoOwn the Capital Risk & Reporting Vision: Define the long-term direction for Capital Risk and Deal Reporting systems, ensuring they scale with increasing volume, complexity, and scrutiny while supporting both operational reliability and forward-looking decision-making.Turn Scale Into Better Capital Decisions: Enable analytical and forecasting capabilities that help Capital teams evaluate tradeoffs, plan ahead, and make higher-quality funding and P&L decisions as the platform growsBuild the Foundational System for Investor-Grade Accuracy: Lead the development of systems that deliver consistent, timely, and trusted reporting to our Capital investors, with a strong emphasis on reconciliation, traceability, and accuracy.Eliminate Fragility in Critical Workflows: Identify and remove sources of operational fragility by replacing manual processes, one-off logic, and ad-hoc check...

As Affirm scales across products, geographies, and funding structures, the accuracy, transparency, and resilience of our Capital systems become increasingly critical.That’s where Capital Product comes in.The Capital Product team builds the platform, tooling, and workflows that power Affirm’s $26+ billion Capital Program—enabling Capital Markets, Treasury, and Risk to operate with speed and confidence while safeguarding investor trust through accurate, auditable, and scalable systems.We’re looking for a Staff Product Manager to lead our Capital Risk and Deal Reporting product area. You will reduce operational risk, enable more sophisticated and accurate forecasting, and ensure investor-grade reporting by building durable systems that scale with Affirm’s growth—ultimately helping Affirm deploy capital more efficiently and passing those gains through to our customers.This is a highly analytical, high-impact role for a product builder who is comfortable being deeply embedded in data and financial logic—and who brings a strong bias toward precision, correctness, and delivery.What You'll DoOwn the Capital Risk & Reporting Vision: Define the long-term direction for Capital Risk and Deal Reporting systems, ensuring they scale with increasing volume, complexity, and scrutiny while supporting both operational reliability and forward-looking decision-making.Turn Scale Into Better Capital Decisions: Enable analytical and forecasting capabilities that help Capital teams evaluate tradeoffs, plan ahead, and make higher-quality funding and P&L decisions as the platform growsBuild the Foundational System for Investor-Grade Accuracy: Lead the development of systems that deliver consistent, timely, and trusted reporting to our Capital investors, with a strong emphasis on reconciliation, traceability, and accuracy.Eliminate Fragility in Critical Workflows: Identify and remove sources of operational fragility by replacing manual processes, one-off logic, and ad-hoc check...