Software Engineer II, Backend (Identity Decisioning)

[Industry: Financial Services | Type: Full-time | Level: Mid-Senior level] Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across Affirm’s product surfaces. In this role, you will need to gain a deep understanding of the business, product and engineering context, and utilize that context to own and deliver high-availability and low-latency systems on the critical paths for all of our products.What You'll DoWith the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.What We Look ForYou have a total of 1.5+ years of experience as a software engineer.You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.You have strong verbal and written communication skills that support effective collaboration with our global engineering team.This position requires either equiva...